Payment gateway & wallet infrastructure. You bring the store.
TshongPay doesn't sell anything — we move money for the stores that do, from QR scan to bank payout.
Merchant onboarding
Sign up in minutes, add your business and bank details, and our team verifies your KYC — usually within one working day.
Dynamic Bhutan QR
Every checkout generates a unique RMA-format QR payable from mBoB, mPAY and TPAY, with a 5-minute countdown.
Hosted checkout
A polished, trustworthy checkout page that loads fast on 3G and adapts to every screen size.
Split payment engine
Multi-vendor stores send one checkout request listing each vendor's share. The customer scans one QR; TshongPay divides funds between KYC-approved vendor wallets and deducts the platform commission.
Merchant wallet
Funds clear from pending to available. Withdraw on demand once your CID, Trade License and bank account are verified.
Daily settlements
Direct payouts to Bank of Bhutan, BNB, T-Bank, BDBL, Druk PNB and DK Bank, with PDF and CSV reports.
Refunds
Issue full or partial refunds from the dashboard. Balances adjust automatically.
API keys & webhooks
Generate pk_live / sk_live keys (secrets are hashed, shown once) and register callback URLs for real-time events.
Analytics
GMV, revenue, transaction counts, merchant growth and settlement reports in a single view.